60/40 Grant + Loan Combo Program

Do you need help making a safety repair to your home? We offer a variety of low-interest loans and grant + loan combo options for eligible homeowners. Scroll down for more information!

Grant + Loan Home Rehab Application Information

The program pairs a low-interest loan with grant funds; however, the amount of grant funding may vary and is not guaranteed. *Grant-only project funding is not available. All grants are paired with loans. A credit application fee will be required as part of the application process.


Qualified rehab projects may include:

  • Roof/Chimney/Gutter Replacement
  • Exterior Painting/Siding
  • Porch and Stair Repair
  • Furnace/Hot Water Tank Replacement
  • New Windows and doors
  • Lead Paint Abatement
  • Electrical/Plumbing Repairs
  • Other Home Safety Repairs

**FREE** Home energy Assessment provided with 60/40 program!

Please note that the 60/40 program requires our construction management services – this means you’ll have one of our home repair experts in your corner to provide technical guidance from start to finish!


Before You Submitting a pre-screening form, you should be able answer “Yes” to all of three questions:
    1.  Are you seeking assistance with one of the qualifying projects shown above?
    2. Is your income no more than 80% of the Area Median Income (AMI) for your household size (See chart below)
    3. Have you owned and lived in your home for at least 6 months?

Area Median Income by Household Size –

If you have answered “Yes” to all of these questions:
    1.  Click here to start the process under the “Lending” tab. Compass is a safe, FREE online tool, that allows you to upload and share your financial documents with us. 
    2. Next, Click here to download the pre-screening form and submit it to: info@nwcpbuffalo.org
    3. We will then ask you to Upload the following documents into you Compass Account
      •  A copy of your driver’s license or other government issued ID
      • Most recent paystub, SSI, SSDI or DSS document(s)
      • A credit report fee of $15/1 person or $25/total for 2 people will be required

For additional assistance, call  (716) 217-2468 Ext. 701. Traducción disponible   ရရှိနိုင်ဘာသာပြန်စာပေ  الترجمة متوفرة


If you have answered “No” to any of these questions:
  • You may qualify for your project through our Energy Services program. Click here to learn more.

Due to COVID-19, our offices are closed to the public until further notice. But we can still help you over the phone, or via video chat. Click here to contact us for more information!

Not sure what your next steps are?

Simply fill out the form below, or contact us directly. We will have a Customer Journey Specialist reach out to you to discuss your needs.





Preferred Language/Lenguaje: